Resources & Guides
Down Payment Path Blog
Insights, guides, and news about down payment assistance programs.
How Down Payment Assistance Works: A Simple Guide
Down payment assistance can make homeownership more affordable. Learn how these programs work, who qualifies, and what to expect when applying.
Read article4 Types of Down Payment Assistance and How to Use Them
There’s more than one kind of help when it comes to your down payment. Learn the differences between grants, forgivable loans, matched savings, and second mortgages.
Read articleDo I Really Need 20% Down to Buy a Home?
Think you need 20% down to buy a house? Think again. Learn about lower down payment options and how assistance programs can help you get into a home sooner.
Read articleHow to Prepare Financially to Buy a Home
Getting ready to buy a home? Here’s how to prepare your credit, savings, and documents so you can take advantage of down payment programs and get approved faster.
Read articleThe Pros and Cons of Low Down Payment Loans
Low down payment mortgages can make homeownership more accessible — but they come with trade-offs. Learn the advantages and drawbacks before you decide.
Read articleUnderstanding Closing Costs and How to Reduce Them
Closing costs are a key part of your home purchase budget — but they don’t have to catch you off guard. Learn what they include and how to lower them.
Read articleHow to Compare Down Payment Assistance Programs
Not all down payment assistance programs are the same. Learn how to compare options and choose the one that fits your needs, goals, and budget.
Read articleHow Credit Scores Impact Your Home Loan Options
Your credit score plays a major role in determining what kind of mortgage you qualify for — and how much you'll pay over time. Here's what you need to know.
Read articleThe True Costs of Homeownership Beyond the Down Payment
Down payments aren’t the only expenses when buying a home. Learn about closing costs, monthly expenses, maintenance, and hidden fees every homebuyer should plan for.
Read articleShould You Buy a Home or Keep Renting?
Deciding between renting and buying? Explore the financial, lifestyle, and long-term considerations to help you make the right choice based on your goals and situation.
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